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If you have hired a direct care worker as an agency or an individual employer, federal law requires you to pay them at least the federal minimum wage, as well as overtime. Some common direct workers include caregivers, personal care aides, companions, certified nursing assistants, and home health aides. Unlike in the past, employers cannot […]

When it comes to your personal finances, you often work with a fiscal agent. In this case, an agent is not a single individual, but an actual organization. At Acumen Fiscal Agent, we perform very specific tasks for clients such as yourself, so understanding what we do is important. What is a Fiscal Agent? Fiscal […]

A fiscal employer agent is someone whose job is to ensure that your money is spent to care for you. If you have a fiscal employer assigned to you, it means they will manage the money you receive in order to pay for your personal expenses. What Do Fiscal Agents Do? The Illinois Department of […]

People with disabilities have to balance their finances between daily expenses and medical needs. That’s already difficult as it is, but it gets more challenging whenever life decides to throw a curve ball. Everyone has an experience like this from time to time: you get all your bills paid, you have money in the bank, […]

For people with disabilities, it is important to understand the difference between using credit or debit for purchases. The main difference between the two are: A debit card is linked to your bank account. The amount of money in your bank account is the same amount on your debit card. When you use your debit […]

As an individual with a disability, you have basic living expenses like anyone else. You might also have expenses having to do with your disability. For example, you might have more medical appointments. You might have to buy medical equipment, eat a specialized diet, or hire an assistant. Your income may come from multiple sources. […]

People with disabilities can receive income from employment and social security. You may receive checks, money orders, direct deposits into your bank account, or cash. You might have a debit card, a credit card, or a loan. Certainly you have bills to pay, and like many adults, you might have some debt. This glossary should […]