What Is Workers’ Compensation?
Workers’ Compensation is a form of insurance required from employers that provides money as compensation to workers who are injured on the job or contract an occupational disease.
Are Your Employees Covered?
Workers’ Compensation insurance is mandatory in some programs. The cost is often paid from the funding that Acumen helps you manage and is calculated as a percentage of an employee’s gross payroll. If
you are not sure if you have this coverage, ask us.
How Do You Report An Injury?
If your employee is injured at work, he/she will need to seek medical attention immediately. Report the injury to Acumen within 24 hours of the incident. Note that some states have designated facilities
that your employee can choose from when seeking treatment. Acumen’s designated Workers’ Compensation representative will help you throughout the claim filing process.
If you are in GEORGIA, IDAHO or INDIANA, you can only use physicians and/or facilities that have been approved by the Workers’ Compensation insurance carrier. If you do not have this list available, review the doctor panels below
or contact our office for this information prior to seeking treatment. Medical claims will not be paid for services provided by unapproved physicians/facilities.
What Can You Do Now?
Post the Workers’ Compensation Claim Reporting Guidelines (below) for Employees in an area where your employee can easily
read it when they are working for you. In addition, OSHA’s “Job Safety and Health: It’s the Law” workplace poster informs workers
of their rights under the Occupational Safety and Health Act, and is available free of charge from OSHA.
The poster, as well as additional information, is available on their website, www.osha.gov/Publications/poster.html