High inflation has made it difficult for many individuals living with physical, intellectual, or developmental disabilities and their families to maintain basic standards of living. One area that has seen a significant increase is energy costs. Gas, electric, propane, and other energy sources have increased over the last few years. If you’re looking for ways […]

Plan a Weekly Menu The easiest way to grocery shop is to already know what to buy. If you make a list of the breakfasts, lunches, and dinners you will have that week, you’ll already know which ingredients to buy. Remember, most people eat the same meals throughout the week, so keep leftovers in mind. […]

Everyone needs a personal budget. As an individual with a disability, there may be additional factors to include in your budget. Here are the steps you can take to create a personal budget. Wants VS Needs Create a list of your wants versus your needs. For example, your wants list may include the following: Entertainment […]

Fiscal agents are mostly for adults living with mental and/or physical disabilities. Able-bodied and neurotypical parents of children with disabilities may assume that they have their child’s finances under control. But having a child with disabilities comes with a lot more financial responsibility than parents realize, especially parents who have never lived with a disability. […]

Unfortunately for many Americans with disabilities, mounting medical bills are a part of life. The situation does not have to be bleak, though. It is possible to not only pay off medical bills, but prepare for emergencies in the future. Here are the five biggest tips we can offer. Check for Mistakes The Medical Advocates […]

There are five basic learning styles: visual, aural, verbal, physical, and logical. You may have learned about them in school, but they can very much affect your adult world, including money management. Finding out what your learning style is will help you tremendously as you keep your finances. Visual (spatial) You learn best using pictures […]

Lenders sometimes discriminate against people with disabilities because social security disability cannot be garnished, meaning if the individual has a deficient loan balance, the lender cannot recoup it or go after them. Therefore, bad credit or special finance lenders require a garnishable income, or an income they can recoup if necessary. People with disabilities have […]

As a small business owner with a disability, you have the same level of rights and resources as individuals without disabilities. Depending on the layout of your ideal office or business space, you may need to invest additional financing into structures such as ramps that may not currently be in place. There are government grants […]

Individuals and families who hire in-home care workers are considered employers. Employers have certain responsibilities, both to their employees and to the IRS. As more seniors and people with disabilities opt to live at home instead of in a group setting, more individuals and families are hiring people to provide services in private homes. Because […]

Form I-9 is a document required for all employees hired by companies, families, or individuals. It is designed to verify the identity of your employee and to ensure they are either a citizen of the United States, a noncitizen national of the US, a lawful permanent resident, or an alien authorized for work. The form […]